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You'll also get a free copy of your credit report -- test it and keep in contact with the credit bureaus till they correct any fraudulent costs or accounts you find there. Bank card corporations restrict your legal responsibility on fraudulent purchases, and you may dispute false prices. A savings account that has no checks issued and is not linked to any debit card will likely be a lot tougher for a thief to realize entry to. If you keep a large amount of cash in your major checking account, then all that cash is vulnerable if someone steals your debit card or writes checks in your name. If you ship mail, use safe, opaque envelopes so nobody can learn account numbers or spot checks simply by holding them up to the sunshine. Only use ATMs in safe, properly-lit areas, and do not use the machine if someone is standing too shut or trying over your shoulder.
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